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Disclaimer

The official online platform of Vinsmart Wealth Management LLP is www.vinsmartwealth.com.

Vinsmart Wealth Management LLP is registered with the Securities and Exchange Board of India (SEBI) as a Registered Investment Advisor (Registration No. INA000021492) and is also registered with the Association of Mutual Funds in India (AMFI) as a Mutual Fund Distributor (ARN-348574).

Vinsmart Wealth Management LLP, shall not be liable to any person for any loss or damage, including but not limited to direct, indirect, incidental, consequential, or special losses, arising out of or in connection with the use of or reliance upon any information provided on this website.

The information contained on this website is provided for general informational and educational purposes only and does not constitute investment advice, recommendation, or an offer to buy or sell any securities unless expressly stated as part of a formal advisory agreement.
The content presented here is subject to change without prior notice, and should not be relied upon as a substitute for professional financial, legal, or tax advice. The material available on this website has not been tailored to the specific investment objectives, financial situation, or needs of any individual investor, and may therefore be unsuitable for you. We strongly advise investors to consult a qualified investment advisor before making any financial decisions.

We do not guarantee the accuracy, completeness, or timeliness of the information and does not warrant that the website will function uninterrupted or error-free. We shall not be responsible for any technical issues, delays, interruptions, or errors in transmission.

This website may contain links to third-party websites for convenience and informational purposes. We do not have control over such third-party websites and does not assume any responsibility for the content, accuracy, security, or compliance of such websites.

Past performance is not indicative of future results. No guarantees are made regarding investment returns or achievement of financial goals through the use of this website or our services.

Segregation of Advisory and Distribution services

Complete segregation is maintained between the Investment Advisory division and the Mutual Fund Distribution division. Clients availing mutual fund distribution services are not charged any investment advisory fees. Similarly, clients registered under the Investment Advisory services are not offered or allowed to avail mutual fund distribution services from us, in strict compliance with SEBI regulations.

Revenue disclosure

We do not charge any fees for the information provided on this website. Our revenue is derived from the following sources

  • Advisory fees charged to clients availing investment advisory services.
  • Commissions received from Asset Management Companies for mutual fund distribution services.

We also facilitate allied financial services such as:

  • Income Tax planning
  • Insurance and Risk management
  • Retirement and Pension planning
  • Estate and Succession planning
  • Other financial consulting services

Beware of Impostors!

There has been a rise in fraudsters posing as SEBI Registered Investment Advisers (RIAs) and soliciting money from investors. They often promise unrealistic returns and disappear after receiving funds.

Common red flags:

  • Social media profiles showing “guaranteed” or unusually high profits
  • Direct calls/messages claiming to be RIAs
  • Fake profiles impersonating genuine SEBI-registered advisers
  • Fake apps or websites that look authentic

Always verify the adviser on SEBI’s official website before investing:
 https://www.sebi.gov.in/sebiweb/other/OtherAction.do?doRecognisedFpi=yes&intmId=13

SEBI Regulations, Important Points Investors Must Ensure

As per SEBI regulations, the following requirements must be complied with by all Registered Investment Advisers (RIAs). Investors are strongly advised to ensure these conditions are met before paying any fees or acting on any investment advice.
Mandatory Requirements Under SEBI Regulations

  • An Investment Advisory Agreement between the RIA and the investor (client) is mandatory and must be executed before:
    • Any advisory fee is paid, or
    • Any investment advice is provided.
  • Prior to offering any investment advice, the RIA must conduct a risk-profiling exercise of the investor.
  • RIAs are not permitted to take custody of investor funds or securities.
  • RIAs are allowed to provide only investment advice.
  • RIAs cannot transact on behalf of investors and are not permitted to accept Power of Attorney (PoA) from investors.
  • SEBI permits only the following two types of fee structures:
    • Fixed Fee – capped at ₹1.51 lakh per annum per client
    • Asset-Based Fee – capped at 2.5% per annum
  • Profit-sharing arrangements are strictly prohibited under SEBI regulations.
  • SEBI has prescribed “Most Important Terms and Conditions (MITC)” for the investment advisory agreement. Investors must ensure that these MITC form an integral part of the agreement signed with any RIA.

SEBI has also advised the public to deal only with SEBI Registered Investment Advisers and Research Analysts (Press Release No. 112/2016).

Things You Must Verify as an Investor

Before transferring any money or acting on investment advice, ensure the following:

  • Verify that you are dealing with a genuine SEBI Registered Investment Adviser.
  • Ask the adviser to share their SEBI registration number and cross-check the same on the SEBI website.
  • Request the adviser to contact you from the email ID or phone number listed on the SEBI website.
  • Arrange a physical meeting or at least a voice/video call before signing up or transferring any funds.

Our Commitment to Clients – What We Do Before Advising You

To ensure full compliance with SEBI regulations and investor protection:

  • We will execute an Investment Advisory Agreement with you before requesting any fee payment, and you will be allotted a unique client ID.
  • We will conduct a risk-profiling exercise prior to offering any investment advice and share the same with you along with the duly signed client agreement by our Principal Officer.
  • We will never ask you to transfer money to us or to any other account for the purpose of making investments on your behalf.
  • SEBI regulations explicitly prohibit monetary transactions between investors and RIAs except for advisory fees. The only payment between you and us will be the advisory fee as mutually agreed and documented.
  • Fee invoices will be sent only through official email IDs mentioned in the agreement. No other mode of fee request will be used.
  • Important Note
  • While it may not be possible to cover every potential method of fraud, we have highlighted key areas of caution. If you have any doubt regarding the authenticity of a communication, please contact us only through the official email ID mentioned on our website and in the client agreement.
  • Be alert. Be vigilant. Investor protection starts with awareness.

App disclaimer

These are our terms and conditions for usage of the website and the related services offered by Vinsmart Wealth Management LLP. (‘Related Services’ hereafter means Stock Market Trading / Mutual Funds / ULIPs / Investment Recommendations and Analysis given through E-Mail, Messenger, Mobile Phone, Mobile SMS, Telephone or in any other form, manner or media)

Vinsmart Wealth Management LLP owns all its contents & related services. You agree and understand that the information and material contained in this website and the related services offered by Vinsmart Wealth Management LLP.

Research’ implies and constitutes your consent to the terms and conditions mentioned below. You also agree that Vinsmart Wealth Management LLP can modify or alter the terms and conditions of the use of this service without any liability.

The contents of this site & related services offered by Vinsmart Wealth Management LLP are solely the personal views of the contributors. Vinsmart Wealth Management LLP reserve the right to make modifications and alterations to the contents of this website. Users are advised to use the data for the purpose of information only and rely on their own judgment while making investment or trading decisions. The investments or trades discussed or recommended in this website & related services offered by Vinsmart Wealth Management LLP may not be suitable for all investors.

Vinsmart Wealth Management LLP do not warranty the timeliness, accuracy or quality of the electronic content and take no responsibility for any loss or profit arising out of decisions being made by anyone acting on the analysis or recommendations published in this website.

The contents of this website & the related services offered by Vinsmart Wealth Management LLPcannot be copied, reproduced, republished, uploaded, posted, transmitted or distributed for any non-personal use without obtaining prior permission from Vinsmart Wealth Management LLP. Any person who intend to use the services rendered by Vinsmart Wealth Management LLPshould do so only after due consideration of the above as well as all other factors.

Vinsmart Wealth Management LLP is not responsible for the contents of any of the linked sites. By providing access to other website nor recommending nor endorsing the content available in the linked websites. If you do not agree to any of the terms mentioned in this agreement, you should kindly exit the site.

Risk Factors

Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. We deal in Regular Plans for Mutual Fund Schemes and earn a Trailing Commission on client investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio.